Take control of the time between invoice and payment by transforming your payables into a strategic tool.
Take control of your cash flow with B2B virtual cards
Unlock hidden liquidity in your everyday spend, automate manual payment workflows, and shield your enterprise from fraud—all without changing your supplier terms
Boost cash flow and ROI: Hold onto cash longer and capture an ROI of hundreds of thousands in months.
Eliminate manual busywork: Free your AP team from the headache of manual matching and save thousands of hours a year.
Unmatched security: Replace risky account details with automated, secure virtual card payment options right inside your ERP.
SAP Taulia Virtual Cards bridges the gap between your ERP and your bank, transforming a complex implementation project into a simple, automated process.
Push your payments to perform
Turn regular expenses into a new source of revenue. Earn cash back on everyday spend and free up cash without changing your payment terms. Plus, we'll help you find 1-2% more suppliers who accept cards than standard bank programs do.
Protect payments, power operations
Stop fraud in its tracks with top-notch controls. Our B2B virtual card payment solutions protect your workflows by swapping out permanent, risky account details for unique, one-time virtual card numbers created right in your ERP.
Pull the plug on pedestrian tasks
Say goodbye to custom code and manual bank files. We cut out the busywork by automatically issuing cards and posting updates directly to your General Ledger, freeing your accounts payable team from the headache of manual matching.
What’s new
Make card acceptance easy
Stop the slow, difficult work. Switch to a flexible payment that is focused on your suppliers. It automatically handles confusing credit notes and combines many invoices into a single payment.
Our automated solution helps you maximize your virtual card usage. Unlock as much as $2M in savings or every $200M of payables through rebates and other early payment methods. By transforming a cost center into a profit-generating function, you can drive significant value back to your business.
Supplier acceptance
The card experience suppliers crave
Get suppliers to accept cards by offering them an easy, custom payment experience. Use automatic netting to show them clear final payment amounts, s, bundled payments to cut down on their office work, multi-use virtual cards that easily bypass terminal limits, and faster payments to get their cash sooner. Together, these features make the whole process easier for your suppliers.
ERP integration
Eliminate complex and costly integration
Avoid the resource drain of a custom-built solution. Integrating a virtual card program with most banks is a significant challenge, often requiring expensive and rigid custom infrastructure.
One large North American telecommunications company spent approximately $800K to build the infrastructure needed to link their systems—a cost and complexity you can avoid with SAP Taulia.
Our Bring Your Own Bank model allows you to use your current bank’s card program while we automate the process through our seamless ERP integration.
Single platform
Operate with a single, trusted partner
Simplify your working capital strategy by managing multiple solutions through a single platform. SAP Taulia offers a holistic suite of tools, including Supply Chain Finance, Dynamic Discounting, and Virtual Cards, all through one integration.
This reduces your total cost of ownership and streamlines operations, allowing you to manage all your payables programs with greater efficiency.
24/7 Monitoring
Uncompromising security with SAP
As an SAP company, we are held to the highest standards of security, governance, and compliance. Our platform is embedded within SAP’s clean core strategy, ensuring your investment is future-proofed and your data is protected by robust security protocols, including rigorous penetration testing and 24/7 monitoring.
Why Bristol Myers Squibb chose SAP Taulia...
“It is not simply a payment mechanism, but a strategic lever that delivers mutual benefit for both BMS and our partners. In addition, the program has enabled significant operational efficiencies, reducing supplier payment onboarding costs from an estimated $100 per supplier to effectively zero.”
Luis Roman-Deynes, Director Global Procurement
Cash Leadership Office, Bristol Myers Squibb
Bring your own bank
Our expanding roster of integrated issuers and other payment partners helps ensure the success of your virtual card program.
Maximize the return on commercial credit by holding onto cash longer and earning rebates on more of your spend when you consolidate payments with SAP Taulia Virtual Cards.
Secure payment controls
Avoid fraud, establish control, and reduce complications common to errors in payment timing, amount, and frequency.
Transparency and value-added tools
Suppliers can access rich remittance detail, current and historical, while Cash Analytics leverages real-time data and AI to assess future initiatives and adapt with actionable insights.
Streamlined for SAP and beyond
Ours is the only Virtual Card solution that comprehensively integrates with your Oracle and SAP ERP without any IT project support. This extends to all ERPs, resulting in a seamless connection.
Frequently Asked Questions
Yes. In fact, in many cases, SAP Taulia will be able to work with your existing bank, so that you can use a commercial credit line from your bank through SAP Taulia Virtual Cards. As a result, you’ll be able to:
• Maximize the return on your credit relationship as you extend usage
• Take on new use cases and address previously unavailable spend flows
• Experience the ease of complete automation with your ERP system
• Keep certain suppliers on your bank program (if the benefits outweigh migration)
SAP Taulia currently partners with global and regional banks that are a part of the Mastercard In Control® for Commercial Payments and Visa Payables Automation networks.
SAP Taulia analyzes your spend and works with you to establish the right mix for your payables solutions. In many cases, SAP Taulia Virtual Cards will fill a gap in your working capital management mix by targeting suppliers currently underserved or not represented in existing strategies. As a result, SAP Taulia Virtual Cards becomes complementary to a full and robust effort to accelerate cash flow.
Run everything from one global platform
Make payments simple by using SAP Taulia as the home base for all your B2B virtual card programs worldwide. Skip the complex, costly setups and avoid the headache of custom-built solutions that cost companies upwards of $300,000 to link systems.
Bring them under one roof: If you're a global company juggling different banks and regional rules, you can now consolidate them without being locked into a single bank.
Built-in SAP features: Cut down your tech debt and setup costs using our native SAP tools. As an SAP company, our platform is built right into SAP’s secure foundation.
24/7 Monitoring: We bring clear visibility, firm control, and safe payments to everyday spending, backed by continuous monitoring.
Ready to transform your everyday spending?
Stop leaving cash on the table. Let's make your payments work harder for you while cutting down your team's busywork.
