Turn waiting into winning

Yes. That’s one of the key advantages of SAP Taulia’s Multifunder model. You decide which funding partners to invite to your program. You can select banks from your existing banking group to strengthen strategic relationships and allocate funding on a pari passu basis. Alternatively, you can invite new funding partners outside your core banking group, preserving your existing credit facilities and leaving your current bank credit lines available for other financing needs.

Absolutely. Many of our customers successfully use SAP Taulia alongside their existing bank programs, allowing you to benefit in three key ways:

1. You can plug your existing bank programs directly into SAP Taulia as funders. We have a strong track record of seamlessly lifting and shifting bank programs onto our platform.
2. Traditional bank programs typically only cover your top suppliers. SAP Taulia complements this by scaling to reach the rest of your supply chain that needs liquidity the most.
3. You gain the flexibility to benefit from using your own cash when the time is right, seamlessly switching between bank funding and your own liquidity within the exact same system and user experience for you and your suppliers.

Suppliers actively choose to use SAP Taulia because it is completely free for them and incredibly user-friendly. There are no registration or hidden fees, and they can select exactly which invoices they want paid early with a single click. We also provide a dedicated supplier success team to handle the onboarding process, ensuring high adoption rates without draining your internal resources.

Dynamic Discounting uses your own corporate cash to pay suppliers early for a discount, while supply chain finance relies on external bank funding. With SAP Taulia, you don’t have to choose. Our platform allows you to seamlessly switch between using your own liquidity and third-party bank cash depending on your current financial position, giving you total control over your working capital.