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Streamline payments and unlock financial flexibility

Traditional payment methods can be inefficient and costly. SAP Taulia Virtual Cards transforms your payables process by enabling secure and automated financial flexibility.

The smart path to rebate-generating payments

SAP Taulia Virtual Cards bridges the gap between your ERP and your bank, transforming a complex implementation project into a simple, automated process.

Lower total cost of ownership
SAP Taulia provides a single, automated integration that reduces the technical burden and lowers the total cost of ownership for your virtual card program.


Seamless integration
Achieve a fast and simple integration with your existing bank’s card program. Our solution offers seamless ERP integration to automate the entire virtual card process, eliminating the need for a complex, costly, and time-consuming custom build.


Automated reconciliation
Our fully integrated solution helps to automate your reconciliation processes, eliminating errors caused by disjointed files, and allows your teams to focus on more strategic, value-adding activities.


What’s new

DSO deep dive

Find out more about your Days Sales Outstanding, and use our tool to analyze how it can be improved.

  • Boost profitability
  • Data intelligence
  • ERP integration
  • Single platform
  • 24/7 Monitoring

Boost profitability

Turn your payments into a revenue stream.

Our automated solution helps you maximize your virtual card usage. Unlock as much as $2M in savings or every $200M of payables through rebates and other early payment methods. By transforming a cost center into a profit-generating function, you can drive significant value back to your business.

Data intelligence

Better analytics, for better decision making

Unlike other solutions, SAP Taulia leverages data from issuers, card networks, and payment processors to feed its advanced data analytics for actionable insights.

It analyzes payment data to pinpoint which suppliers are most likely to accept virtual cards, accurately forecast potential rebate earnings, and benchmark your program’s performance against anonymized industry data to identify areas for strategic improvement.

ERP integration

Eliminate complex and costly integration

Avoid the resource drain of a custom-built solution. Integrating a virtual card program with most banks is a significant challenge, often requiring expensive and rigid custom infrastructure.

One large North American telecommunications company spent approximately $800K to build the infrastructure needed to link their systems—a cost and complexity you can avoid with SAP Taulia.

Our Bring Your Own Bank model allows you to use your current bank’s card program while we automate the process through our seamless ERP integration.

Single platform

Operate with a single, trusted partner

Simplify your working capital strategy by managing multiple solutions through a single platform. SAP Taulia offers a holistic suite of tools, including Supply Chain Finance, Dynamic Discounting, and Virtual Cards, all through one integration.

This reduces your total cost of ownership and streamlines operations, allowing you to manage all your payables programs with greater efficiency.

24/7 Monitoring

Uncompromising security with SAP

As an SAP company, we are held to the highest standards of security, governance, and compliance. Our platform is embedded within SAP’s clean core strategy, ensuring your investment is future-proofed and your data is protected by robust security protocols, including rigorous penetration testing and 24/7 monitoring.

Cash benefits without worrying about fraud

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Cash-flow optimizer

Maximize the return on commercial credit by holding onto cash longer and earning rebates on more of your spend when you consolidate payments with SAP Taulia Virtual Cards.

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Secure payment controls

Avoid fraud, establish control, and reduce complications common to errors in payment timing, amount, and frequency.

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Transparency and value-added tools

Suppliers can access rich remittance detail, current and historical, while Cash Analytics leverages real-time data and AI to assess future initiatives and adapt with actionable insights.

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Streamlined for SAP and beyond

Ours is the only Virtual Card solution that comprehensively integrates with your Oracle and SAP ERP without any IT project support. This extends to all ERPs, resulting in a seamless connection.

Frequently Asked Questions

Yes. In fact, in many cases, SAP Taulia will be able to work with your existing bank, so that you can use a commercial credit line from your bank through SAP Taulia Virtual Cards. As a result, you’ll be able to:

• Maximize the return on your credit relationship as you extend usage

• Take on new use cases and address previously unavailable spend flows

• Experience the ease of complete automation with your ERP system

• Keep certain suppliers on your bank program (if the benefits outweigh migration)

SAP Taulia currently partners with global and regional banks that are a part of the Mastercard In Control® for Commercial Payments and Visa Payables Automation networks.

SAP Taulia analyzes your spend and works with you to establish the right mix for your payables solutions. In many cases, SAP Taulia Virtual Cards will fill a gap in your working capital management mix by targeting suppliers currently underserved or not represented in existing strategies. As a result, SAP Taulia Virtual Cards becomes complementary to a full and robust effort to accelerate cash flow.

Ready to modernize your payments?

Discover how SAP Taulia Virtual Cards can help you reduce costs, generate revenue, and improve operational efficiency.

Contact our experts today for a personalized consultation.