The Working Capital Realities of Enterprise Finance and Treasury teams

  • Unified Workspace – From ERP Storage to Financing Execution

    Seamlessly interacts entirely through the natural language interface of Joule, pulling data inputs across granular backend data sources simultaneously to deliver insights and actions that help you become “unstuck”.

  • Human-Level Data Contextualization

    Leverages the structural power of the RPT-1 foundation model to automatically decipher dependencies between ERP data and data warehouses—just as a finance or treasury expert would.

  • Immediate Cash Shortfall Resolution

    Dynamically analyzes open receivables and payables to identify gaps and isolate top financing options, sharing guidance on complex cash-gap strategies in real time.

  • Tiered Supplier Program that Covers Every Supplier

    Evaluates historical behaviors and accepts risk boundaries by blending internal data from SAP and SAP Taulia with external market sources. Predicts each supplier’s propensity to accept longer payment terms and creates a tiered outreach plan—ensuring that you play alongside top-quartile industry peers.

  • Curated for Each Supplier, Well-Done At Scale

    Replaces blanket, manual negotiation tactics with data-driven, tiered harmonization models. The agent automatically figures out the precise financial impact of adjusted timelines across supplier segments.

  • The Tale of Two Functions Becomes One

    Generates actionable harmonization plans designed to secure buy-in from cross-functional stakeholders, aligning both corporate working capital and cost optimization goals across lines of business.

  • Built-in, not bolted-on

    Sits natively inside SAP, requiring zero external integrations. Built in compliance with SAP AI Core standards, so you are never bolting on.

  • Proactive Working Capital Optimization

    Proactively monitors and cross-references financial activity such as newly posted repayments, delays, collection history and other payment behaviors to deliver an always-accurate cash position. Recommends the best strategies and financing pathways available to achieve your Working Capital goals.

  • Remove the Guesswork with Cross-Agent Collaboration

    Assistants draw upon multiple agents in real time, making sure that stale metrics are never a part of your toolkit, especially when visibility of daily cash positions becomes critical across a multi-currency global supply chain network.

  • Weeks of Granular Analysis Done Within Minutes

    Deeply tracks transactions across your entire ERP architecture and line-of-business portfolios. It intercepts and coordinates cash projections at a microscopic level across shifting supply chain demand spikes, production schedules, and inventory allocation—capturing vital data changes that are easily missed by human analysis.

  • Detect Supply Chain Shocks Early with Liquidity Stress Indexing

    Detect behavioral shifts in macroeconomic benchmarks, changes to supplier patterns or payment behaviors across your entire supply chain network, flagging risks well ahead of any traditional metric.

  • Keep Your Strategic Suppliers In The Game

    Recognizes suppliers that may need support and provides localized financing routes through SAP Taulia’s MultiFunder network, helping to keep the most critical suppliers on the bench.

  • Traceable Audit Guardrails

    Maintains rigorous enterprise-grade compliance checks. Every financing decision and logic remains fully auditable, traceable, and governed by corporate GRC controls.