明日付款，今天就绪
使用虚拟信用卡 – 最大限度地释放现金流、减少付款不确定性并降低业务成本。
使用虚拟信用卡快速支付，您将有更多时间用于发展业务。 现金流也将更加稳定和健康。
让现金
服务于您
对于无法采用提前付款方式的供应商而言，虚拟信用卡将以另一种方式提供最多 30 天的账期，且供应商可自主选择使用天数及还款安排。
确保付款真实性
虚拟信用卡可消除实体卡或电汇相关的欺诈风险，并且比 ACH（自动清算中心）转账速度更快、更易设置。
真实的数据来源
与花费数小时进行手动对账相比，客户使用 SAP 和/或 Oracle 一键加载插件后，在整个交易生命周期中都无需再手动进行条目调整。总分类账户将进行自动更新，使您的付款流程大幅简化。
在另一个付款周期中，保留您的现金
或自主调节融资成本。
安全付款控制
采取控制措施，解决常见的付款难题，并避免欺诈。每笔付款对应一张一次性的虚拟信用卡账号，并已预设付款金额，因此，您无需担心超额付款。
透明化的增值工具
供应商可以查询汇付详细信息，包括历史发票、付款记录、付款状态。“现金分析”功能利用实时数据和人工智能来评估未来的营运资金情况，并根据可行性建议进行调整。
专业的供应商服务
我们的供应商拓展团队会全力以赴帮助您触达到那些偏好卡交易的供应商，并帮助他们快速完成在线注册，实现整体业务的扩展。
基于 SAP 优势的落地能力
我们的“虚拟信用卡解决方案”是唯一一个无需任何 IT 项目支持，即可与您的 SAP ERP 完成集成的解决方案，并可融入您的 SAP P2P 流程中。同时，我们高适配性的集成功能可以扩展到所有的 ERP，真正实现无缝连接。
Frequently Asked Questions
What is a virtual card? A virtual card is a payment method that is virtual rather than physical. It functions similarly to a traditional credit card but takes the form of a single-use 16-digit number and three-digit CVV code generated online, instead of a plastic or metal card that is received through the post. Virtual…
What is supplier relationship management? Supplier relationship management is the set of processes that organizations use to build, manage, and maintain relationships with their suppliers, or vendors. A supplier relationship management strategy is essential to ensure that relationships are built productively, with a view to increasing the overall effectiveness and resilience of the supply chain….
What is vendor management? Vendor management is a term that describes the processes organizations use to manage their suppliers, who are also known as vendors. Vendor management includes activities such as selecting vendors, negotiating contracts, controlling costs, reducing vendor-related risks and ensuring service delivery. The vendors used by a company will vary considerably depending on…
What is spend visibility? Spend visibility refers to how well a company can understand and track how, where, and why capital is used in their business operations. Spend visibility increases when finance teams can more accurately see where company money is being spent. Low spend visibility is defined by difficulties tracking spend comprehensively or accurately….
